There is a big difference among insurance providers for your boat. Only one has the all-risk policy that was literally born from the water up and has an agreed value. Yet another is the fact that all of the staff are boaties that truly separates Pantaenius Sail and Motor Yacht Insurance from everyone else—and just like the policy itself, this is a truly unique aspect.
Service can come in many forms. It might be knowing how a boat is built, what the components are and do, or where you want to go with your vessel. The Pantaenius crew either already know, or can delve into the absolute treasure trove that is the entire Pantaenius network to get the answer. Think about that for a second. It might be a surveyor to inspect a boat you want to buy in a different location or a marina in a different country. Or if it completely goes to custard, getting a response team to you ASAP.
Just imagine what it is like to have a real boatie to deal with for any of those or other eventualities. It is the cornerstone of the marine policy that Harald Baum created over 50 years ago. Today, the Baum family continue the tradition around the globe, which is why Pantaenius is certainly Europe’s largest yacht insurance provider and the preferred choice of global cruisers.
Here in Australia, the team that knows boats is headed by marine identity, James MacPhail. Three-time Sydney-Hobart Race winner, Adam Brown, is also part of the crew, as are sailors Maike Muth, Danielle Blackmore and Chris Tilly.
It is fine to say that being different is important; but in the marine world, having the very best is essential. No one could know your boat as well as you do, but Pantaenius will ensure you know it even better, with a policy designed to reflect your needs and boating lifestyle. Vessel surveys, rig reports and mooring surveys are part of the process of due diligence.
The benefit of this is that you end up with a policy that has a true agreed value for your craft. In the event of a total loss, you will receive the number on the front, not a replacement like craft or a value that reflects the current market conditions. And here’s the big one. There will also be no further deductions to account for salvage or other expenses.
Additionally, all-risk means just that, bar a few exclusions that fit on just the one page. While talking about it, reading your insurance policy is also made easy, for the very nature of it does not require convoluted language, or an understanding of legalese to cover the material. A Pantaenius policy has other terrific elements too, like new for old replacement, capped depreciation and true, worldwide coverage.
So don’t just dare to be different. Make a stand for you, your nautical asset and the pleasure time you work so hard for. See the difference a true marine policy can make by calling (02) 9936 1670 or visiting www.pantaenius.com.au to find out why racers, blue water cruisers, superyachts and game fishermen all choose the different insurance policy. After all, it is easy to spot, as it is the one with water in its DNA.
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